Privacy Policy

1. Information We Collect

a. Personal Information

We collect the following personal information when you create an account or use our Services:

• Name
• Email address
• Company name and registration number
• Shareholder names and ownership details
• Dividend amounts and payment dates

b. Automatically Collected Information

We automatically collect technical data about your interaction with our website, including:

• IP address
• Browser type and version
• Operating system
• Usage data and analytics (e.g., pages visited, time spent on the site)

c. Payment Information

If you subscribe to premium features, we process payments through Stripe, a trusted third-party payment processor. Stripe may collect and store personal and financial information, such as your payment card details, in accordance with their privacy policy. We do not handle or store payment card details on our servers. For more information, please review Stripe's Privacy Policy.

2. How We Use Your Information

We use your information for the following purposes:

• To provide and improve our Services: Generate dividend vouchers, forecast taxes, and maintain user accounts.
• To communicate with you: Send account updates, respond to inquiries, and notify you about new features or changes.
• To ensure compliance: Verify the accuracy of data for legal and tax purposes.
• For security and analytics: Monitor activity to protect against unauthorized access and improve our platform.

3. How We Share Your Information

We do not sell or rent your personal information to third parties. We may share your data in the following cases:

• Service Providers: With trusted third parties who help us operate our Services (e.g., hosting providers, payment processors).
• Legal Compliance: To comply with legal obligations, enforce our terms, or respond to lawful requests.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner.

4. Data Security

We implement industry-standard measures to protect your data, including:

• Encryption of data in transit (HTTPS/TLS) and at rest.
• Role-based access controls to restrict data access.
• Regular security audits and vulnerability assessments.

Despite our efforts, no method of data transmission or storage is 100% secure. In the event of a data breach, we will notify affected users and regulators as required by law.

5. Your Rights

If you are located in the UK, EU, or other jurisdictions with similar privacy laws, you have the following rights:

• Access: Request a copy of your personal data.
• Correction: Update inaccurate or incomplete information.
• Deletion: Request deletion of your data, subject to legal obligations.
• Objection: Restrict certain uses of your data, such as marketing.
• Data Portability: Request a copy of your data in a machine-readable format.

To exercise your rights, contact us at support@divioh.com.

6. Data Retention

We retain your data for as long as necessary to provide our Services and comply with legal obligations. You may request deletion of your account and associated data by contacting us at support@divioh.com.

7. Cookies and Tracking Technologies

We use cookies and similar technologies to improve user experience and analyze website performance. For more details, see our Cookie Policy.

8. International Data Transfers

If you access Divioh from outside the UK or EU, your data may be transferred to and processed in countries with different privacy laws. We take appropriate measures to protect your data during such transfers.

9. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We will notify you of significant updates by email or through our website.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, contact us at:

Email: support@divioh.com

By using Divioh, you acknowledge that you have read and understood this Privacy Policy.